{"id":3464,"date":"2026-01-14T10:38:01","date_gmt":"2026-01-14T09:38:01","guid":{"rendered":"https:\/\/www.svet-financii.sk\/test\/?page_id=3464"},"modified":"2026-02-26T19:58:14","modified_gmt":"2026-02-26T18:58:14","slug":"zabezpecenie-prijmu","status":"publish","type":"page","link":"https:\/\/www.svet-financii.sk\/?page_id=3464","title":{"rendered":"Zabezpe\u010denie pr\u00edjmu"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-o7p7g7-aefaf0c15c375b8b13cff4ad4fb45fc3\">\n.avia-section.av-o7p7g7-aefaf0c15c375b8b13cff4ad4fb45fc3{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2015\/07\/business-office-work.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n.avia-section.av-o7p7g7-aefaf0c15c375b8b13cff4ad4fb45fc3 .av-section-color-overlay{\nopacity:0.6;\nbackground-color:#000000;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-o7p7g7-aefaf0c15c375b8b13cff4ad4fb45fc3 main_color avia-section-no-padding avia-no-border-styling  avia-builder-el-0  el_before_av_three_fifth  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active container_wrap fullsize'  data-section-bg-repeat='stretch'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-o472jz-5792a7116e15b75caa7e2d33909cf460\">\n#top .hr.hr-invisible.av-o472jz-5792a7116e15b75caa7e2d33909cf460{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-o472jz-5792a7116e15b75caa7e2d33909cf460 hr-invisible  avia-builder-el-1  el_before_av_heading  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1\">\n#top .av-special-heading.av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:40px;\n}\nbody .av-special-heading.av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1 .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-nwfnwv-d0f4e188129385b6cdaf5236b5d29db1 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-2  el_after_av_hr  el_before_av_textblock  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >\u017divotn\u00e9 poistenie, ktor\u00e9 chr\u00e1ni \u017eivot.<br \/>Nie len papier.<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<section  class='av_textblock_section av-mkebtg8j-b873414cac05a41f014548ceb1f95e24 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Ke\u010f sa stane nie\u010do ne\u010dakan\u00e9, rodina m\u00e1 rie\u0161enie \u2013 nie ot\u00e1zniky.<\/p>\n<\/div><\/section>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='after_section_1'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-3p80zs-3924058a897118f9cfadd874c88a136a av_three_fifth  avia-builder-el-4  el_after_av_section  el_before_av_two_fifth  avia-builder-el-first  first flex_column_div  '     ><div  class='avia-video av-mktoj3ei-6b5d5d291103050b446e08bbe4fde2e3 avia-video-16-9 av-no-preview-image avia-video-load-always av-lazyload-immediate av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/unc4HL7QClM'><script type='text\/html' class='av-video-tmpl'><div class='avia-iframe-wrap'><iframe loading=\"lazy\" title=\"Pre\u017eili by ste mesiac bez v\u00fdplaty? Krut\u00e1 pravda o va\u0161om pr\u00edjme | Svet financi\u00ed\" width=\"1500\" height=\"844\" src=\"https:\/\/www.youtube.com\/embed\/unc4HL7QClM?feature=oembed&autoplay=0&loop=0&controls=1&mute=0\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/div><div  class='flex_column av-2erkns-5345637837a40d41ed34076e0db8a6b8 av_two_fifth  avia-builder-el-6  el_after_av_three_fifth  el_before_av_section  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mktolwl9-7c5f6fe39d9a23b7f43791bc41931d24\">\n#top .av-special-heading.av-mktolwl9-7c5f6fe39d9a23b7f43791bc41931d24{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-mktolwl9-7c5f6fe39d9a23b7f43791bc41931d24 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-mktolwl9-7c5f6fe39d9a23b7f43791bc41931d24 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-mktolwl9-7c5f6fe39d9a23b7f43791bc41931d24 av-special-heading-h3  avia-builder-el-7  el_before_av_textblock  avia-builder-el-first '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Zabezpe\u010denie pr\u00edjmu je z\u00e1klad istoty<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-mktomdkt-b7554b039b21e7d4e04559ddb4e60fb5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p data-start=\"284\" data-end=\"505\">Pr\u00edjem je z\u00e1kladom v\u0161etk\u00fdch finan\u010dn\u00fdch pl\u00e1nov. Z neho financujeme b\u00fdvanie, rodinu, ka\u017edodenn\u00fd \u017eivot aj bud\u00facnos\u0165. M\u00e1lokto si v\u0161ak uvedomuje, ak\u00e9 krehk\u00e9 m\u00f4\u017ee by\u0165 jeho naru\u0161enie a ak\u00fd dopad m\u00e1 v\u00fdpadok pr\u00edjmu na cel\u00fa rodinu.<\/p>\n<p data-start=\"507\" data-end=\"746\">Choroba, \u00faraz alebo dlh\u0161ia pracovn\u00e1 neschopnos\u0165 dok\u00e1\u017eu zo d\u0148a na de\u0148 zmeni\u0165 finan\u010dn\u00fa situ\u00e1ciu dom\u00e1cnosti. Bez spr\u00e1vneho zabezpe\u010denia sa rodina m\u00f4\u017ee dosta\u0165 pod zbyto\u010dn\u00fd tlak pr\u00e1ve v obdob\u00ed, ke\u010f sa potrebuje s\u00fastredi\u0165 na zdravie a zotavenie.<\/p>\n<p data-start=\"748\" data-end=\"1022\">Zabezpe\u010denie pr\u00edjmu nie je len o poisten\u00ed, ale o premyslenom syst\u00e9me ochrany, ktor\u00fd zoh\u013ead\u0148uje v\u00fd\u0161ku pr\u00edjmu, z\u00e1v\u00e4zky, \u017eivotn\u00fa situ\u00e1ciu a bud\u00face pl\u00e1ny. Spr\u00e1vne nastaven\u00fd pl\u00e1n dok\u00e1\u017ee pom\u00f4c\u0165 udr\u017ea\u0165 \u017eivotn\u00fd \u0161tandard, ochr\u00e1ni\u0165 b\u00fdvanie a zabezpe\u010di\u0165 rodinu aj v n\u00e1ro\u010dn\u00fdch chv\u00ed\u013each.<\/p>\n<p data-start=\"1024\" data-end=\"1161\">Myslie\u0165 na ochranu pr\u00edjmu v\u010das znamen\u00e1 myslie\u0165 zodpovedne. Je to jeden z najd\u00f4le\u017eitej\u0161\u00edch krokov k finan\u010dnej stabilite a pokoju v \u017eivote.<\/p>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-mkebv4gt-d40a283346b093cdd7fe540bf27dbcf9-wrap avia-button-center  avia-builder-el-9  el_after_av_textblock  avia-builder-el-last '><a href='https:\/\/www.svet-financii.sk\/?page_id=632'  class='avia-button av-mkebv4gt-d40a283346b093cdd7fe540bf27dbcf9 av-link-btn avia-icon_select-yes-left-icon avia-size-x-large avia-position-center avia-color-orange'   aria-label=\"Chcem vedie\u0165, \u010di som dobre poisten\u00fd\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='check' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"32\" viewBox=\"0 0 21 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-1' aria-describedby='av-svg-desc-1' role=\"graphics-symbol\">\n<title id='av-svg-title-1'>Check<\/title>\n<desc id='av-svg-desc-1'>Check<\/desc>\n<path d=\"M7.968 27.2q-1.088 0-1.792-0.896l-5.76-7.552q-0.512-0.768-0.384-1.664t0.832-1.472 1.632-0.448 1.504 0.896l3.776 4.928 9.472-15.168q0.512-0.768 1.376-0.96t1.696 0.256q0.768 0.512 0.96 1.376t-0.256 1.696l-11.2 17.92q-0.64 1.024-1.792 1.024z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Chcem vedie\u0165, \u010di som dobre poisten\u00fd<\/span><\/a><\/div><\/p><\/div><\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m7gvkf-8dddbabb35085bd3ee1c96ce43afbb78\">\n.avia-section.av-m7gvkf-8dddbabb35085bd3ee1c96ce43afbb78{\nbackground-color:#f8f8f8;\nbackground-image:unset;\n}\n.avia-section.av-m7gvkf-8dddbabb35085bd3ee1c96ce43afbb78 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#f8f8f8;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-m7gvkf-8dddbabb35085bd3ee1c96ce43afbb78 main_color avia-section-large avia-no-border-styling  avia-builder-el-10  el_after_av_two_fifth  el_before_av_one_full  avia-bg-style-scroll av-arrow-down-section container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-7y1iv-2c22b4bb6ef2d61582fd8a0f355c1d1b sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7y1iv-2c22b4bb6ef2d61582fd8a0f355c1d1b\">\n.flex_column.av-7y1iv-2c22b4bb6ef2d61582fd8a0f355c1d1b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-7y1iv-2c22b4bb6ef2d61582fd8a0f355c1d1b av_two_fifth  avia-builder-el-11  el_before_av_three_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lxkwr3-cdb663130fddf66f9caccab0570882f5\">\n#top .av-special-heading.av-lxkwr3-cdb663130fddf66f9caccab0570882f5{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-lxkwr3-cdb663130fddf66f9caccab0570882f5 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-lxkwr3-cdb663130fddf66f9caccab0570882f5 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-lxkwr3-cdb663130fddf66f9caccab0570882f5 .av-subheading{\nfont-size:14px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-lxkwr3-cdb663130fddf66f9caccab0570882f5 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-lxkwr3-cdb663130fddf66f9caccab0570882f5 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-lxkwr3-cdb663130fddf66f9caccab0570882f5 av-special-heading-h3 blockquote modern-quote  avia-builder-el-12  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Znie ti to povedome?<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lqexpr-916b7e528f9f7127b03a77fba93e9353\">\n#top .hr.av-lqexpr-916b7e528f9f7127b03a77fba93e9353{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-lqexpr-916b7e528f9f7127b03a77fba93e9353 .hr-inner{\nwidth:50px;\nborder-color:#000000;\n}\n<\/style>\n<div  class='hr av-lqexpr-916b7e528f9f7127b03a77fba93e9353 hr-custom  avia-builder-el-13  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-llv0hb-4389b4c23588f3d34fba4b338e0fedaa '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><section class=\"av_textblock_section av-llv0hb-4389b4c23588f3d34fba4b338e0fedaa \">\n<div class=\"avia_textblock\"><\/div>\n<\/section>\n<section class=\"av_textblock_section av-lfywof-a8f62e5f77935ec37040ab72b76e4068 \">\n<div class=\"avia_textblock\">\n<ul>\n<li data-start=\"977\" data-end=\"1015\">\n<p data-start=\"979\" data-end=\"1015\">m\u00e1m poistenie, ale netu\u0161\u00edm, \u010do kryje<\/p>\n<\/li>\n<li data-start=\"1016\" data-end=\"1065\">\n<p data-start=\"1018\" data-end=\"1065\">uzatv\u00e1ral som ho pred rokmi, ke\u010f som bol single<\/p>\n<\/li>\n<li data-start=\"1066\" data-end=\"1104\">\n<p data-start=\"1068\" data-end=\"1104\">m\u00e1m hypot\u00e9ku, deti\u2026 a rovnak\u00fa zmluvu<\/p>\n<\/li>\n<li data-start=\"1105\" data-end=\"1139\">\n<p data-start=\"1107\" data-end=\"1139\">plat\u00edm dos\u0165, ale nec\u00edtim sa ist\u00fd<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<p>\u017divot sa men\u00ed. Poistenie by sa malo meni\u0165 s n\u00edm.<\/p>\n<div class=\"avia_textblock\"><\/div>\n<\/section>\n<\/div><\/section><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kuubi7-2bc42c9a6b793699b576f0cd094339b2\">\n.flex_column.av-kuubi7-2bc42c9a6b793699b576f0cd094339b2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-kuubi7-2bc42c9a6b793699b576f0cd094339b2 av_three_fifth  avia-builder-el-15  el_after_av_two_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><div  class='av-hotspot-image-container av-kox54f-5fbcca6090dfab3075a263d5b32a1eca  avia-builder-el-16  avia-builder-el-no-sibling  av-hotspot-numbered av-permanent-tooltip avia_animated_image avia_animate_when_almost_visible fade-in av-mobile-fallback-active  av-non-fullwidth-hotspot-image'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class='av-hotspot-container'><div class='av-hotspot-container-inner-cell'><div class='av-hotspot-container-inner-wrap'><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3521 avia-img-lazy-loading-not-3521 avia_image' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Poistenie-poznas-to-1030x686.jpg\" alt='' title='Poistenie poznas to'  height=\"686\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Poistenie-poznas-to-1030x686.jpg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Poistenie-poznas-to-300x200.jpg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Poistenie-poznas-to-768x512.jpg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Poistenie-poznas-to-705x470.jpg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Poistenie-poznas-to.jpg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-az3co-b6d87b792ca9179d68dc9adbe89db750 av_one_full  avia-builder-el-17  el_after_av_section  el_before_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><br \/>\n<section  class='av_textblock_section av-mll9pt7m-cab87f6444aaca8a46f87c0e129610e9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\"><strong>Upozornenie: <\/strong><\/p>\n<p style=\"text-align: center;\">T\u00e1to kalkula\u010dka sl\u00fa\u017ei len ako ilustra\u010dn\u00fd pr\u00edklad odpor\u00fa\u010dan\u00e9ho poistn\u00e9ho krytia pod\u013ea v\u0161eobecn\u00fdch z\u00e1sad finan\u010dnej gramotnosti. Skuto\u010dn\u00e9 nastavenie \u017eivotn\u00e9ho poistenia by malo zoh\u013ead\u0148ova\u0165 va\u0161u individu\u00e1lnu situ\u00e1ciu, pr\u00edjmy, z\u00e1v\u00e4zky a rodinn\u00e9 potreby. Pre presn\u00e9 a vhodn\u00e9 nastavenie odpor\u00fa\u010dame osobn\u00fa konzult\u00e1ciu s na\u0161\u00edm t\u00edmom.<\/p>\n<\/div><\/section><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ncprl3-744919169cd262b5fc8acc038ad0573f\">\n.avia-section.av-ncprl3-744919169cd262b5fc8acc038ad0573f .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_3'  class='avia-section av-ncprl3-744919169cd262b5fc8acc038ad0573f main_color avia-section-large avia-no-border-styling  avia-builder-el-20  el_after_av_one_full  el_before_av_section  avia-bg-style-scroll av-arrow-down-section container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-hcvzyw-5bea6778b9aa78517f8da1246b73f748 av_one_half  avia-builder-el-21  el_before_av_one_half  avia-builder-el-first  first flex_column_div  '     ><section  class='av_textblock_section av-mkclo0tz-f4388d7344152c796a31e622332ad8e8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>\u010cO \u017dIVOTN\u00c9 POISTENIE NIE JE<\/h2>\n<\/div><\/section><br \/>\n<div  class='hr av-fkbjew-68f8f3360edb59ae3f7954f92b4920d9 hr-default  avia-builder-el-23  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-mkclontr-f051d4b9d7ff3fb9883b3bbc6476e001 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li data-start=\"1404\" data-end=\"1426\">\n<p data-start=\"1406\" data-end=\"1426\">sporenie na d\u00f4chodok<\/p>\n<\/li>\n<li data-start=\"1427\" data-end=\"1460\">\n<p data-start=\"1429\" data-end=\"1460\">n\u00e1stroj na \u201ezhodnotenie pe\u0148az\u00ed\u201c<\/p>\n<\/li>\n<li data-start=\"1461\" data-end=\"1491\">\n<p data-start=\"1463\" data-end=\"1491\">zmluva, ktor\u00fa netreba ch\u00e1pa\u0165<\/p>\n<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div><div  class='flex_column av-euq448-74be4f2538302ae9e48e04cf53f9f0e4 av_one_half  avia-builder-el-25  el_after_av_one_half  avia-builder-el-last  flex_column_div  '     ><section  class='av_textblock_section av-mkclp5cx-8b17108695082ba6f3be2160a6985d54 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2>\u010cO \u017dIVOTN\u00c9 POISTENIE JE<\/h2>\n<\/div><\/section><br \/>\n<div  class='hr av-cqx7dk-bb7037a23f344fb549f977f5da3ce846 hr-default  avia-builder-el-27  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-mkclq16d-f3ed3a5bff6edc2b8b49b6d8540d3b00 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul>\n<li data-start=\"1523\" data-end=\"1539\">\n<p data-start=\"1525\" data-end=\"1539\">ochrana pr\u00edjmu<\/p>\n<\/li>\n<li data-start=\"1540\" data-end=\"1559\">\n<p data-start=\"1542\" data-end=\"1559\">istota pre rodinu<\/p>\n<\/li>\n<li data-start=\"1560\" data-end=\"1587\">\n<p data-start=\"1562\" data-end=\"1587\">pl\u00e1n pre kr\u00edzov\u00e9 situ\u00e1cie<\/p>\n<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ea89tb-1ff6da265076290b8bb1ade7f37b4632\">\n.avia-section.av-ea89tb-1ff6da265076290b8bb1ade7f37b4632{\nbackground-color:#f1f1f1;\nbackground-image:unset;\n}\n<\/style>\n<div id='plugin-header'  class='avia-section av-ea89tb-1ff6da265076290b8bb1ade7f37b4632 main_color avia-section-no-padding avia-no-border-styling  avia-builder-el-29  el_after_av_section  el_before_av_tab_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e3376n-4c96a7699d4144af07cc84d8c0b6d267\">\n#top .hr.hr-invisible.av-e3376n-4c96a7699d4144af07cc84d8c0b6d267{\nheight:40px;\n}\n<\/style>\n<div  class='hr av-e3376n-4c96a7699d4144af07cc84d8c0b6d267 hr-invisible  avia-builder-el-30  el_before_av_heading 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.av-special-heading.av-dyd59r-f0bfc7883ea96b531210d55dc5660c9e .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-dyd59r-f0bfc7883ea96b531210d55dc5660c9e av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-31  el_after_av_hr  el_before_av_hr  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >\u017divotn\u00e9 poistenie m\u00e1 zmysel hlavne vtedy, ke\u010f\u2026<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-duuawv-d0842b7149668bec4a87fed3b4d740fb\">\n#top .hr.av-duuawv-d0842b7149668bec4a87fed3b4d740fb{\nmargin-top:70px;\nmargin-bottom:40px;\n}\n.hr.av-duuawv-d0842b7149668bec4a87fed3b4d740fb .hr-inner{\nwidth:50px;\nborder-color:#000000;\n}\n<\/style>\n<div  class='hr av-duuawv-d0842b7149668bec4a87fed3b4d740fb hr-custom  avia-builder-el-32  el_after_av_heading  avia-builder-el-last  hr-center hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dok5pj-07fedc761174a2720d57f4c5d73cfac9\">\n.av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-tab-section-tab-title-container{\nbackground-color:#f1f1f1;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-section-tab-title{\ncolor:#919191;\n}\n<\/style>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='plugins'  class='av-tab-section-container entry-content-wrapper main_color av-tab-slide-transition   av-tab-above-content  avia-builder-el-33  el_after_av_section  el_before_av_section  tab-section-not-first container_wrap fullsize'  ><div class='av-tab-section-outer-container av-dok5pj-07fedc761174a2720d57f4c5d73cfac9'><div class='av-tab-section-tab-title-container avia-tab-title-padding-none av-custom-tab-color' role='tablist'><a href='#m-hypotku' data-av-tab-section-title='1' class='av-section-tab-title  av-asajb3-5b64a95d36a94937a760e7ae016c6891 av-tab-with-icon av-tab-no-image ' role='tab' tabindex='0' aria-controls='av-tab-section-1-1'><span class='av-tab-section-icon avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='home' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"32\" viewBox=\"0 0 29 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\">\n<title id='av-svg-title-2'>Home<\/title>\n<desc id='av-svg-desc-2'>Home<\/desc>\n<path d=\"M28.416 16.448q0.512 0.512 0.352 0.864t-0.864 0.352h-2.688v9.92q0 0.448-0.032 0.672t-0.256 0.416-0.736 0.192h-6.528v-9.92h-6.528v9.92h-6.208q-0.896 0-1.12-0.32t-0.224-0.96v-9.92h-2.688q-0.704 0-0.864-0.352t0.352-0.864l12.8-12.864q0.512-0.512 1.216-0.512t1.216 0.512z\"><\/path>\n<\/svg><\/span><span class='av-outer-tab-title'><span class='av-inner-tab-title'>M\u00e1\u0161 hypot\u00e9ku<\/span><\/span><span class=\"av-tab-arrow-container\"><span><\/span><\/span><\/a><a href='#m-rodinu-alebo-deti' data-av-tab-section-title='2' class='av-section-tab-title  av-asajb3-21-6211759b8df5387fdfbf7d510900641f av-tab-with-icon av-tab-no-image ' role='tab' tabindex='0' aria-controls='av-tab-section-1-2'><span class='av-tab-section-icon avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='users' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-3' aria-describedby='av-svg-desc-3' role=\"graphics-symbol\">\n<title id='av-svg-title-3'>Users<\/title>\n<desc id='av-svg-desc-3'>Users<\/desc>\n<path d=\"M32 30.080h-7.168v-4.8q0-1.728-0.96-2.592t-4.928-2.848q1.28-0.96 1.28-2.688 0-0.512-0.416-1.056t-0.608-1.632q-0.064-0.256-0.448-0.512t-0.448-1.344q0-0.768 0.384-0.96-0.192-1.088-0.256-1.92-0.128-1.216 0.736-2.496t3.040-1.28 3.072 1.28 0.768 2.496l-0.256 1.92q0.384 0.192 0.384 0.96-0.064 1.088-0.448 1.344t-0.448 0.512q-0.192 1.088-0.608 1.632t-0.416 1.056q0 1.344 0.672 2.112t2.464 1.536q3.584 1.472 4.16 2.56 0.192 0.256 0.288 1.952t0.16 3.232v1.536zM16.384 21.696q5.824 2.496 5.824 3.968v4.416h-22.208v-5.888q0-1.408 2.688-2.496 2.432-1.024 3.328-2.048t0.896-2.816q0-0.64-0.608-1.408t-0.8-2.176q-0.064-0.32-0.576-0.704t-0.64-1.792q0-0.448 0.096-0.736t0.224-0.416l0.128-0.064q-0.192-1.472-0.32-2.624-0.128-1.6 1.056-3.296t4.064-1.696 4.064 1.696 1.056 3.296l-0.32 2.624q0.448 0.256 0.448 1.216-0.128 1.408-0.64 1.792t-0.576 0.704q-0.192 1.408-0.8 2.176t-0.608 1.408q0 1.792 0.896 2.816t3.328 2.048z\"><\/path>\n<\/svg><\/span><span class='av-outer-tab-title'><span class='av-inner-tab-title'>M\u00e1\u0161 rodinu alebo deti<\/span><\/span><span class=\"av-tab-arrow-container\"><span><\/span><\/span><\/a><a href='#prjem-je-kov' data-av-tab-section-title='3' class='av-section-tab-title  av-asajb3-14-63023d433feecdba5b16272265849b7d av-tab-with-icon av-tab-no-image ' role='tab' tabindex='0' aria-controls='av-tab-section-1-3'><span class='av-tab-section-icon avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='cc-nc-eu' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"31\" height=\"32\" viewBox=\"0 0 31 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-4' aria-describedby='av-svg-desc-4' role=\"graphics-symbol\">\n<title id='av-svg-title-4'>Cc-nc-eu<\/title>\n<desc id='av-svg-desc-4'>Cc-nc-eu<\/desc>\n<path d=\"M15.36 0.64q6.4 0 10.88 4.48t4.48 10.88q0 6.336-4.48 10.848t-10.88 4.512q-6.336 0-10.848-4.512t-4.512-10.848q0-6.4 4.512-10.88t10.848-4.48zM3.52 11.904q-0.704 1.984-0.704 4.096 0 5.184 3.68 8.864t8.864 3.68q3.52 0 6.432-1.76t4.576-4.768l-7.872-3.456h-5.568q0.32 1.152 0.832 1.792 1.216 1.28 3.328 1.28 1.472 0 2.944-0.64l0.576 2.88q-1.792 0.96-3.968 0.96-4.096 0-6.272-2.944-1.088-1.408-1.472-3.328h-1.664v-1.856h1.408v-0.448q0-0.128 0.032-0.384t0.032-0.384h-1.472v-1.792h0.32zM19.136 15.488l8.384 3.712q0.384-1.536 0.384-3.2 0-5.248-3.68-8.896t-8.864-3.648q-3.264 0-6.048 1.536t-4.512 4.16l5.056 2.24q0.256-0.448 0.896-1.216 2.304-2.624 5.888-2.624 2.24 0 3.904 0.768l-0.768 2.944q-1.28-0.64-2.816-0.64-2.048 0-3.2 1.408-0.32 0.32-0.512 0.896l1.792 0.768h4.352v1.792h-0.256z\"><\/path>\n<\/svg><\/span><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Pr\u00edjem je k\u013e\u00fa\u010dov\u00fd<\/span><\/span><span class=\"av-tab-arrow-container\"><span><\/span><\/span><\/a><a href='#podnik' data-av-tab-section-title='4' class='av-section-tab-title av-active-tab-title no-scroll av-asajb3-7-b58fca37a25a83e385a1523c799396da av-tab-with-icon av-tab-no-image ' role='tab' tabindex='0' aria-controls='av-tab-section-1-4'><span class='av-tab-section-icon avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='chart-line' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-5' aria-describedby='av-svg-desc-5' role=\"graphics-symbol\">\n<title id='av-svg-title-5'>Chart-line<\/title>\n<desc id='av-svg-desc-5'>Chart-line<\/desc>\n<path d=\"M1.088 18.112q-1.344-0.32-1.024-1.792 0.32-1.344 1.728-1.024l3.136 0.768-1.664 2.56zM29.568 18.496q0.448-0.384 1.056-0.352t0.992 0.48q1.024 1.024-0.064 2.048l-8.064 7.232q-0.384 0.384-0.96 0.384-0.448 0-0.896-0.32l-9.152-7.040-1.728-0.448 1.6-2.56 1.152 0.256q0.384 0.128 0.512 0.256l8.448 6.528zM13.888 11.456l-11.2 17.6q-0.384 0.704-1.216 0.704-0.384 0-0.768-0.256-0.512-0.32-0.64-0.928t0.192-1.056l11.968-18.816q0.256-0.512 0.896-0.64 0.576-0.192 1.152 0.192l7.872 4.992 7.232-10.432q0.32-0.512 0.896-0.608t1.088 0.288q1.216 0.768 0.384 1.984l-8.064 11.584q-0.768 1.152-1.984 0.384z\"><\/path>\n<\/svg><\/span><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Podnik\u00e1\u0161<\/span><\/span><span class=\"av-tab-arrow-container\"><span><\/span><\/span><\/a><\/div><div class='avia-slideshow-arrows av-tabsection-arrow' ><a href='#prev' class='prev-slide av_prev_tab_section av-tab-section-slide avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='left-open-big' data-av_iconset='svg_entypo-fontello' tabindex='-1' title=\"Sp\u00e4\u0165\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-6' aria-describedby='av-svg-desc-6' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-6'>Sp\u00e4\u0165<\/title>\n<desc id='av-svg-desc-6'>Sp\u00e4\u0165<\/desc>\n<path d=\"M14.464 27.84q0.832 0.832 0 1.536-0.832 0.832-1.536 0l-12.544-12.608q-0.768-0.768 0-1.6l12.544-12.608q0.704-0.832 1.536 0 0.832 0.704 0 1.536l-11.456 11.904z\"><\/path>\n<\/svg><span class='avia_hidden_link_text'>Sp\u00e4\u0165<\/span><\/a><a href='#next' class='next-slide av_next_tab_section av-tab-section-slide avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='right-open-big' data-av_iconset='svg_entypo-fontello' tabindex='-1' title=\"\u010ealej\"><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-7' aria-describedby='av-svg-desc-7' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-7'>\u010ealej<\/title>\n<desc id='av-svg-desc-7'>\u010ealej<\/desc>\n<path d=\"M0.416 27.84l11.456-11.84-11.456-11.904q-0.832-0.832 0-1.536 0.832-0.832 1.536 0l12.544 12.608q0.768 0.832 0 1.6l-12.544 12.608q-0.704 0.832-1.536 0-0.832-0.704 0-1.536z\"><\/path>\n<\/svg><span class='avia_hidden_link_text'>\u010ealej<\/span><\/a><\/div><div class='av-tab-section-inner-container avia-section-large' style='width:400vw; left:-300%;'><span class=\"av_prev_tab_section av_tab_navigation\"><\/span><span class=\"av_next_tab_section av_tab_navigation\"><\/span>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-asajb3-5b64a95d36a94937a760e7ae016c6891\">\n.av-layout-tab.av-asajb3-5b64a95d36a94937a760e7ae016c6891{\nvertical-align:middle;\nbackground-color:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-5b64a95d36a94937a760e7ae016c6891{\ncolor:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-5b64a95d36a94937a760e7ae016c6891 .avia-svg-icon svg:first-child{\nfill:#35383c;\nstroke:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-5b64a95d36a94937a760e7ae016c6891 .av-tab-arrow-container span{\nbackground-color:#35383c;\n}\n<\/style>\n<div id='av-tab-section-1-1' class='av-layout-tab av-asajb3-5b64a95d36a94937a760e7ae016c6891 av-animation-delay-container  avia-builder-el-34  el_before_av_tab_sub_section  avia-builder-el-first  ' data-av-deeplink-tabs=\"\" data-av-tab-section-content=\"1\" data-tab-section-id=\"m-hypotku\"><div class=\"av-layout-tab-inner\"><div class=\"container\"><p><div class='flex_column_table av-ao4svj-fd52820051fe0fb7d019a93c1497a252 sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ao4svj-fd52820051fe0fb7d019a93c1497a252\">\n.flex_column.av-ao4svj-fd52820051fe0fb7d019a93c1497a252{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ao4svj-fd52820051fe0fb7d019a93c1497a252 av_two_fifth  avia-builder-el-35  el_before_av_three_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa\">\n#top .av-special-heading.av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ahqyyf-b8d4b21cca47b52406435bbfa916c1aa av-special-heading-h3 custom-color-heading blockquote modern-quote  avia-builder-el-36  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Hypot\u00e9ka<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-abdms7-67abbbfaa62f5f71f25c77ff86d98e56\">\n#top .hr.av-abdms7-67abbbfaa62f5f71f25c77ff86d98e56{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-abdms7-67abbbfaa62f5f71f25c77ff86d98e56 .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-abdms7-67abbbfaa62f5f71f25c77ff86d98e56 hr-custom  avia-builder-el-37  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a7dypr-21e48928895d85bab5134fdedfe31924\">\n#top .av_textblock_section.av-a7dypr-21e48928895d85bab5134fdedfe31924 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-a7dypr-21e48928895d85bab5134fdedfe31924 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>V\u00fdpadok pr\u00edjmu by ohrozil b\u00fdvanie.<\/p>\n<div class=\"flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full focus:outline-none &#091;--shadow-height:45px&#093; has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) &#091;&#038;:has(&#091;data-writing-block&#093;)>*]:pointer-events-auto scroll-mt-[calc(var(\u2013header-height)+min(200px,max(70px,20svh)))]\u201c dir=\u201cauto\u201c tabindex=\u201c-1\u2033 data-turn-id=\u201crequest-695fc6f6-5238-8329-bbca-e6aeb891dd2a-8\u2033 data-testid=\u201cconversation-turn-112\u2033 data-scroll-anchor=\u201ctrue\u201c data-turn=\u201cassistant\u201c><\/p>\n<div class=\">\n<div class=\"&#091;--thread-content-max-width:40rem&#093; @w-lg\/main:&#091;--thread-content-max-width:48rem&#093; mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal &#091;.text-message+&#038;&#093;:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"98b81791-b3ed-4481-92ab-07e3ac579471\" data-message-model-slug=\"gpt-5-2\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-&#091;1px&#093;\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"0\" data-end=\"212\" data-is-last-node=\"\" data-is-only-node=\"\">V\u00fdpadok pr\u00edjmu by priamo ohrozil schopnos\u0165 spl\u00e1ca\u0165 b\u00fdvanie, uhr\u00e1dza\u0165 pravideln\u00e9 mesa\u010dn\u00e9 z\u00e1v\u00e4zky a udr\u017ea\u0165 stabilitu dom\u00e1ceho rozpo\u010dtu, \u010do by mohlo vies\u0165 k zbyto\u010dn\u00e9mu stresu a existen\u010dn\u00fdm probl\u00e9mom pre cel\u00fa rodinu.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div><\/section><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9yh6vj-7ad3b624988ffb3d980eda33fb13a5fb\">\n.flex_column.av-9yh6vj-7ad3b624988ffb3d980eda33fb13a5fb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-9yh6vj-7ad3b624988ffb3d980eda33fb13a5fb av_three_fifth  avia-builder-el-39  el_after_av_two_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9vwg53-dfc388483892e73a1125a2b84b0dfb2b\">\n.avia-image-container.av-9vwg53-dfc388483892e73a1125a2b84b0dfb2b img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-9vwg53-dfc388483892e73a1125a2b84b0dfb2b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-9vwg53-dfc388483892e73a1125a2b84b0dfb2b av-styling-no-styling avia-align-center  avia-builder-el-40  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3380 avia-img-lazy-loading-not-3380 avia_image ' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Hypoteka-1030x686.jpg\" alt='' title='Hypot\u00e9ka'  height=\"686\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Hypoteka-1030x686.jpg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Hypoteka-300x200.jpg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Hypoteka-768x512.jpg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Hypoteka-705x470.jpg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Hypoteka.jpg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-asajb3-21-6211759b8df5387fdfbf7d510900641f\">\n.av-layout-tab.av-asajb3-21-6211759b8df5387fdfbf7d510900641f{\nvertical-align:middle;\nbackground-color:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-21-6211759b8df5387fdfbf7d510900641f{\ncolor:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-21-6211759b8df5387fdfbf7d510900641f .avia-svg-icon svg:first-child{\nfill:#35383c;\nstroke:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-21-6211759b8df5387fdfbf7d510900641f .av-tab-arrow-container span{\nbackground-color:#35383c;\n}\n<\/style>\n<div id='av-tab-section-1-2' class='av-layout-tab av-asajb3-21-6211759b8df5387fdfbf7d510900641f av-animation-delay-container  avia-builder-el-41  el_after_av_tab_sub_section  el_before_av_tab_sub_section  ' data-av-deeplink-tabs=\"\" data-av-tab-section-content=\"2\" data-tab-section-id=\"m-rodinu-alebo-deti\"><div class=\"av-layout-tab-inner\"><div class=\"container\"><p><div class='flex_column_table av-ao4svj-20-9c120997605ffdd7ab4f00500960fdcb sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ao4svj-20-9c120997605ffdd7ab4f00500960fdcb\">\n.flex_column.av-ao4svj-20-9c120997605ffdd7ab4f00500960fdcb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ao4svj-20-9c120997605ffdd7ab4f00500960fdcb av_two_fifth  avia-builder-el-42  el_before_av_three_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ahqyyf-19-101662493882565b791b6c58d4d8b11d\">\n#top .av-special-heading.av-ahqyyf-19-101662493882565b791b6c58d4d8b11d{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-ahqyyf-19-101662493882565b791b6c58d4d8b11d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ahqyyf-19-101662493882565b791b6c58d4d8b11d .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-ahqyyf-19-101662493882565b791b6c58d4d8b11d .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-ahqyyf-19-101662493882565b791b6c58d4d8b11d .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-19-101662493882565b791b6c58d4d8b11d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-19-101662493882565b791b6c58d4d8b11d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ahqyyf-19-101662493882565b791b6c58d4d8b11d av-special-heading-h3 custom-color-heading blockquote modern-quote  avia-builder-el-43  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Rodina alebo deti<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-abdms7-18-547215c663fc184addac28e3a95c24bb\">\n#top .hr.av-abdms7-18-547215c663fc184addac28e3a95c24bb{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-abdms7-18-547215c663fc184addac28e3a95c24bb .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-abdms7-18-547215c663fc184addac28e3a95c24bb hr-custom  avia-builder-el-44  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a7dypr-17-6cad2d5801e43e0efd25987242c25765\">\n#top .av_textblock_section.av-a7dypr-17-6cad2d5801e43e0efd25987242c25765 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-a7dypr-17-6cad2d5801e43e0efd25987242c25765 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Nie si zodpovedn\u00fd len za seba.<\/p>\n<div class=\"flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full focus:outline-none &#091;--shadow-height:45px&#093; has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) &#091;&#038;:has(&#091;data-writing-block&#093;)>*]:pointer-events-auto scroll-mt-[calc(var(\u2013header-height)+min(200px,max(70px,20svh)))]\u201c dir=\u201cauto\u201c tabindex=\u201c-1\u2033 data-turn-id=\u201crequest-695fc6f6-5238-8329-bbca-e6aeb891dd2a-9\u2033 data-testid=\u201cconversation-turn-114\u2033 data-scroll-anchor=\u201ctrue\u201c data-turn=\u201cassistant\u201c><\/p>\n<div class=\">\n<div class=\"&#091;--thread-content-max-width:40rem&#093; @w-lg\/main:&#091;--thread-content-max-width:48rem&#093; mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal &#091;.text-message+&#038;&#093;:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"025050f1-b934-4050-9227-be17db95f32b\" data-message-model-slug=\"gpt-5-2\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-&#091;1px&#093;\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\">\n<p data-start=\"0\" data-end=\"191\" data-is-last-node=\"\" data-is-only-node=\"\">Nie si zodpovedn\u00fd len za seba, ale aj za rodinu, deti a v\u0161etk\u00fdch, ktor\u00ed s\u00fa od tvojho pr\u00edjmu priamo z\u00e1visl\u00ed, a preto m\u00e1 jeho ochrana z\u00e1sadn\u00fd v\u00fdznam pre ich istotu a pokoj v ka\u017edodennom \u017eivote.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div><\/section><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9yh6vj-16-175aca71f26032925654e071da6de968\">\n.flex_column.av-9yh6vj-16-175aca71f26032925654e071da6de968{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-9yh6vj-16-175aca71f26032925654e071da6de968 av_three_fifth  avia-builder-el-46  el_after_av_two_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9vwg53-15-28918fd059fb07279458748940a0fc64\">\n.avia-image-container.av-9vwg53-15-28918fd059fb07279458748940a0fc64 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-9vwg53-15-28918fd059fb07279458748940a0fc64 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-9vwg53-15-28918fd059fb07279458748940a0fc64 av-styling-no-styling avia-align-center  avia-builder-el-47  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3381 avia-img-lazy-loading-not-3381 avia_image ' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Rodina-2-1030x686.jpg\" alt='' title='Rodina 2'  height=\"686\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Rodina-2-1030x686.jpg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Rodina-2-300x200.jpg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Rodina-2-768x512.jpg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Rodina-2-705x470.jpg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Rodina-2.jpg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-asajb3-14-63023d433feecdba5b16272265849b7d\">\n.av-layout-tab.av-asajb3-14-63023d433feecdba5b16272265849b7d{\nvertical-align:middle;\nbackground-color:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-14-63023d433feecdba5b16272265849b7d{\ncolor:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-14-63023d433feecdba5b16272265849b7d .avia-svg-icon svg:first-child{\nfill:#35383c;\nstroke:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-14-63023d433feecdba5b16272265849b7d .av-tab-arrow-container span{\nbackground-color:#35383c;\n}\n<\/style>\n<div id='av-tab-section-1-3' class='av-layout-tab av-asajb3-14-63023d433feecdba5b16272265849b7d av-animation-delay-container  avia-builder-el-48  el_after_av_tab_sub_section  el_before_av_tab_sub_section  ' data-av-deeplink-tabs=\"\" data-av-tab-section-content=\"3\" data-tab-section-id=\"prjem-je-kov\"><div class=\"av-layout-tab-inner\"><div class=\"container\"><p><div class='flex_column_table av-ao4svj-13-aaa1472c3a8b9a9e2a189629f7769f23 sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ao4svj-13-aaa1472c3a8b9a9e2a189629f7769f23\">\n.flex_column.av-ao4svj-13-aaa1472c3a8b9a9e2a189629f7769f23{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ao4svj-13-aaa1472c3a8b9a9e2a189629f7769f23 av_two_fifth  avia-builder-el-49  el_before_av_three_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da\">\n#top .av-special-heading.av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ahqyyf-12-60cfcf2d874d82cc49ac72df020837da av-special-heading-h3 custom-color-heading blockquote modern-quote  avia-builder-el-50  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Ak je tvoj pr\u00edjem k\u013e\u00fa\u010dov\u00fd<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-abdms7-11-04aca6f074a5e94fd308ce39a4eeef8f\">\n#top .hr.av-abdms7-11-04aca6f074a5e94fd308ce39a4eeef8f{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-abdms7-11-04aca6f074a5e94fd308ce39a4eeef8f .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-abdms7-11-04aca6f074a5e94fd308ce39a4eeef8f hr-custom  avia-builder-el-51  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a7dypr-10-cfbdbe6146bd1911c81eac789bc16424\">\n#top .av_textblock_section.av-a7dypr-10-cfbdbe6146bd1911c81eac789bc16424 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-a7dypr-10-cfbdbe6146bd1911c81eac789bc16424 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Ak nepracuje\u0161, peniaze nejd\u00fa.<\/p>\n<p>Pr\u00edjem sa zastav\u00ed, no v\u00fddavky zost\u00e1vaj\u00fa rovnak\u00e9, a pr\u00e1ve preto je d\u00f4le\u017eit\u00e9 ma\u0165 pr\u00edjem chr\u00e1nen\u00fd aj v obdob\u00ed, ke\u010f nem\u00f4\u017ee\u0161 pracova\u0165.<\/p>\n<\/div><\/section><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9yh6vj-9-711ca923a88c8c53f5672e6ec65222f1\">\n.flex_column.av-9yh6vj-9-711ca923a88c8c53f5672e6ec65222f1{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-9yh6vj-9-711ca923a88c8c53f5672e6ec65222f1 av_three_fifth  avia-builder-el-53  el_after_av_two_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9vwg53-8-c1fd5270897ae509e7cc4c40eed0c7e4\">\n.avia-image-container.av-9vwg53-8-c1fd5270897ae509e7cc4c40eed0c7e4 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-9vwg53-8-c1fd5270897ae509e7cc4c40eed0c7e4 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-9vwg53-8-c1fd5270897ae509e7cc4c40eed0c7e4 av-styling-no-styling avia-align-center  avia-builder-el-54  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3382 avia-img-lazy-loading-not-3382 avia_image ' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Prijem-1030x686.jpg\" alt='' title='Pr\u00edjem'  height=\"686\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Prijem-1030x686.jpg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Prijem-300x200.jpg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Prijem-768x512.jpg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Prijem-705x470.jpg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Prijem.jpg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-asajb3-7-b58fca37a25a83e385a1523c799396da\">\n.av-layout-tab.av-asajb3-7-b58fca37a25a83e385a1523c799396da{\nvertical-align:middle;\nbackground-color:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-7-b58fca37a25a83e385a1523c799396da{\ncolor:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-7-b58fca37a25a83e385a1523c799396da .avia-svg-icon svg:first-child{\nfill:#35383c;\nstroke:#35383c;\n}\n#top .av-tab-section-outer-container.av-dok5pj-07fedc761174a2720d57f4c5d73cfac9 .av-active-tab-title.av-section-tab-title.av-asajb3-7-b58fca37a25a83e385a1523c799396da .av-tab-arrow-container span{\nbackground-color:#35383c;\n}\n<\/style>\n<div id='av-tab-section-1-4' class='av-layout-tab av-asajb3-7-b58fca37a25a83e385a1523c799396da av-animation-delay-container  avia-builder-el-55  el_after_av_tab_sub_section  avia-builder-el-last  av-active-tab-content __av_init_open ' data-av-deeplink-tabs=\"\" data-av-tab-section-content=\"4\" data-tab-section-id=\"podnik\"><div class=\"av-layout-tab-inner\"><div class=\"container\"><p><div class='flex_column_table av-ao4svj-6-1ddc6e27361a068e7030e26ce01c1d9b sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ao4svj-6-1ddc6e27361a068e7030e26ce01c1d9b\">\n.flex_column.av-ao4svj-6-1ddc6e27361a068e7030e26ce01c1d9b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ao4svj-6-1ddc6e27361a068e7030e26ce01c1d9b av_two_fifth  avia-builder-el-56  el_before_av_three_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ahqyyf-5-afa8214c14a7570489158184997b7a3a\">\n#top .av-special-heading.av-ahqyyf-5-afa8214c14a7570489158184997b7a3a{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-ahqyyf-5-afa8214c14a7570489158184997b7a3a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ahqyyf-5-afa8214c14a7570489158184997b7a3a .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-ahqyyf-5-afa8214c14a7570489158184997b7a3a .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-ahqyyf-5-afa8214c14a7570489158184997b7a3a .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-5-afa8214c14a7570489158184997b7a3a .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ahqyyf-5-afa8214c14a7570489158184997b7a3a .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ahqyyf-5-afa8214c14a7570489158184997b7a3a av-special-heading-h3 custom-color-heading blockquote modern-quote  avia-builder-el-57  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Podnikanie<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-abdms7-4-9f62529b1ba3799f4e45f93ea30dec86\">\n#top .hr.av-abdms7-4-9f62529b1ba3799f4e45f93ea30dec86{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-abdms7-4-9f62529b1ba3799f4e45f93ea30dec86 .hr-inner{\nwidth:50px;\nborder-color:#ffffff;\n}\n<\/style>\n<div  class='hr av-abdms7-4-9f62529b1ba3799f4e45f93ea30dec86 hr-custom  avia-builder-el-58  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a7dypr-3-2860101143ef2b6cc036782f38a41740\">\n#top .av_textblock_section.av-a7dypr-3-2860101143ef2b6cc036782f38a41740 .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-a7dypr-3-2860101143ef2b6cc036782f38a41740 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p>Nem\u00e1\u0161 \u201eistoty od \u0161t\u00e1tu\u201c.<\/p>\n<p>Ak nem\u00e1\u0161 istoty od \u0161t\u00e1tu, ako podnikate\u013e sa mus\u00ed\u0161 spo\u013eahn\u00fa\u0165 najm\u00e4 s\u00e1m na seba, a pr\u00e1ve preto je ochrana pr\u00edjmu k\u013e\u00fa\u010dov\u00e1 \u2013 aby aj v pr\u00edpade choroby, \u00farazu alebo v\u00fdpadku pr\u00e1ce zostala zachovan\u00e1 finan\u010dn\u00e1 stabilita teba aj tvojej rodiny.<\/p>\n<\/div><\/section><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9yh6vj-2-2257feaed6d1238f43451de49f251114\">\n.flex_column.av-9yh6vj-2-2257feaed6d1238f43451de49f251114{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-9yh6vj-2-2257feaed6d1238f43451de49f251114 av_three_fifth  avia-builder-el-60  el_after_av_two_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9vwg53-1-06ed5118db39014748ff395539d8dcee\">\n.avia-image-container.av-9vwg53-1-06ed5118db39014748ff395539d8dcee img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-9vwg53-1-06ed5118db39014748ff395539d8dcee .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-9vwg53-1-06ed5118db39014748ff395539d8dcee av-styling-no-styling avia-align-center  avia-builder-el-61  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3365 avia-img-lazy-loading-not-3365 avia_image ' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Trvale-nasledky-1030x734.jpg\" alt='' title='Trval\u00e9 n\u00e1sledky'  height=\"734\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Trvale-nasledky-1030x734.jpg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Trvale-nasledky-300x214.jpg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Trvale-nasledky-768x547.jpg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Trvale-nasledky-260x185.jpg 260w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Trvale-nasledky-705x502.jpg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Trvale-nasledky.jpg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-iq4rig-ab626c90fdeb08fc2eb78442ec47f22b\">\n.avia-section.av-iq4rig-ab626c90fdeb08fc2eb78442ec47f22b{\nbackground-color:#f8f8f8;\nbackground-image:unset;\n}\n.avia-section.av-iq4rig-ab626c90fdeb08fc2eb78442ec47f22b .av-extra-border-element .av-extra-border-inner{\nbackground-color:#f8f8f8;\n}\n<\/style>\n<div id='av_section_5'  class='avia-section av-iq4rig-ab626c90fdeb08fc2eb78442ec47f22b main_color avia-section-large avia-no-border-styling  avia-builder-el-62  el_after_av_tab_section  el_before_av_section  avia-bg-style-scroll av-arrow-down-section container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-gvvnbc-694511b0f3883c488307c8fa83ca8b92 sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gvvnbc-694511b0f3883c488307c8fa83ca8b92\">\n.flex_column.av-gvvnbc-694511b0f3883c488307c8fa83ca8b92{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-gvvnbc-694511b0f3883c488307c8fa83ca8b92 av_two_fifth  avia-builder-el-63  el_before_av_three_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ff3zyw-9c48cdcf0359186049b830e50e579886\">\n#top .av-special-heading.av-ff3zyw-9c48cdcf0359186049b830e50e579886{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-ff3zyw-9c48cdcf0359186049b830e50e579886 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ff3zyw-9c48cdcf0359186049b830e50e579886 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-ff3zyw-9c48cdcf0359186049b830e50e579886 .av-subheading{\nfont-size:14px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ff3zyw-9c48cdcf0359186049b830e50e579886 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ff3zyw-9c48cdcf0359186049b830e50e579886 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ff3zyw-9c48cdcf0359186049b830e50e579886 av-special-heading-h3 blockquote modern-quote  avia-builder-el-64  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >AKO K TOMU PRISTUPUJEME MY<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ef6x1k-1f03e4c0a096a31f29291765085058e9\">\n#top .hr.av-ef6x1k-1f03e4c0a096a31f29291765085058e9{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-ef6x1k-1f03e4c0a096a31f29291765085058e9 .hr-inner{\nwidth:50px;\nborder-color:#000000;\n}\n<\/style>\n<div  class='hr av-ef6x1k-1f03e4c0a096a31f29291765085058e9 hr-custom  avia-builder-el-65  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-c3onqg-b3147323dd368f904bef59e3898f23cd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><section class=\"av_textblock_section av-llv0hb-4389b4c23588f3d34fba4b338e0fedaa \">\n<div class=\"avia_textblock\">\n<p data-start=\"2162\" data-end=\"2200\"><strong data-start=\"2162\" data-end=\"2200\">Najprv pochopi\u0165. A\u017e potom poisti\u0165.<\/strong><\/p>\n<p data-start=\"2202\" data-end=\"2210\">3 kroky:<\/p>\n<p data-start=\"2212\" data-end=\"2284\"><strong data-start=\"2212\" data-end=\"2250\">Analyzujeme \u017eivot, nie tabu\u013eku<\/strong><br data-start=\"2250\" data-end=\"2253\" \/>Rodina, pr\u00edjem, z\u00e1v\u00e4zky, ciele.<\/p>\n<p data-start=\"2286\" data-end=\"2352\"><strong data-start=\"2286\" data-end=\"2313\">Vysvetl\u00edme mo\u017enosti<\/strong><br data-start=\"2313\" data-end=\"2316\" \/>\u010co m\u00e1 zmysel. \u010co je zbyto\u010dn\u00e9. Pre\u010do.<\/p>\n<p data-start=\"2286\" data-end=\"2352\"><strong data-start=\"2354\" data-end=\"2379\">Nastav\u00edme ochranu<\/strong><br data-start=\"2379\" data-end=\"2382\" \/>Tak, aby sedela dnes \u2013 a dala sa meni\u0165 zajtra.<\/p>\n<p data-start=\"2286\" data-end=\"2352\">Ak tomu nerozumie\u0161, neuzatv\u00e1rame to.<\/p>\n<\/div>\n<\/section>\n<section class=\"av_textblock_section av-lfywof-a8f62e5f77935ec37040ab72b76e4068 \">\n<div class=\"avia_textblock\"><\/div>\n<\/section>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bk2fco-20b5ea1aa826f71ad3c9074cc89d963e\">\n#top .hr.hr-invisible.av-bk2fco-20b5ea1aa826f71ad3c9074cc89d963e{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-bk2fco-20b5ea1aa826f71ad3c9074cc89d963e hr-invisible  avia-builder-el-67  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8w52d4-1e98ee1cf390e0934ccf61bd196aca88\">\n.flex_column.av-8w52d4-1e98ee1cf390e0934ccf61bd196aca88{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-8w52d4-1e98ee1cf390e0934ccf61bd196aca88 av_three_fifth  avia-builder-el-68  el_after_av_two_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-sub-av-853k2g-5a7289bd457fedc879bc69b5c37d05fe\">\n.av-hotspot-image-container .av-image-hotspot.av-68q4yg-ce779d32769541d0afabc45b8263924d{\ntop:21.2%;\nleft:28.5%;\n}\n.av-hotspot-image-container .av-image-hotspot.av-68q4yg-ce779d32769541d0afabc45b8263924d .av-image-hotspot_inner{\nbackground-color:#22689e;\ncolor:#ffffff;\n}\n.av-hotspot-image-container .av-image-hotspot.av-68q4yg-ce779d32769541d0afabc45b8263924d .av-image-hotspot-pulse{\nbackground-color:#22689e;\n}\n.av-hotspot-image-container .av-image-hotspot.av-4k9crc-99d18d106464db5e53bb6cc3ef49d058{\ntop:76%;\nleft:55.6%;\n}\n.av-hotspot-image-container .av-image-hotspot.av-4k9crc-99d18d106464db5e53bb6cc3ef49d058 .av-image-hotspot_inner{\nbackground-color:#22689e;\ncolor:#ffffff;\n}\n.av-hotspot-image-container .av-image-hotspot.av-4k9crc-99d18d106464db5e53bb6cc3ef49d058 .av-image-hotspot-pulse{\nbackground-color:#22689e;\n}\n.av-hotspot-image-container .av-image-hotspot.av-2920yw-dd1bf214ddfbccd1fa8fbc777ec62431{\ntop:22.7%;\nleft:87.4%;\n}\n.av-hotspot-image-container .av-image-hotspot.av-2920yw-dd1bf214ddfbccd1fa8fbc777ec62431 .av-image-hotspot_inner{\nbackground-color:#22689e;\ncolor:#ffffff;\n}\n.av-hotspot-image-container .av-image-hotspot.av-2920yw-dd1bf214ddfbccd1fa8fbc777ec62431 .av-image-hotspot-pulse{\nbackground-color:#22689e;\n}\n<\/style>\n<div  class='av-hotspot-image-container av-853k2g-5a7289bd457fedc879bc69b5c37d05fe  avia-builder-el-69  avia-builder-el-no-sibling  av-hotspot-numbered av-permanent-tooltip avia_animated_image avia_animate_when_almost_visible fade-in av-mobile-fallback-active  av-non-fullwidth-hotspot-image'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class='av-hotspot-container'><div class='av-hotspot-container-inner-cell'><div class='av-hotspot-container-inner-wrap'><div class='av-image-hotspot av-68q4yg-ce779d32769541d0afabc45b8263924d av-image-hotspot-1 av-permanent-tooltip' data-avia-tooltip-position='top' data-avia-tooltip-alignment='centered' data-avia-tooltip-class='av-tt-large-width av-tt-pos-above av-tt-align-centered  av-mobile-fallback-active  av-permanent-tooltip-single  main_color av-tooltip-shadow av-tt-hotspot' data-avia-tooltip='&lt;p&gt;Anal\u00fdza potrieb&lt;\/p&gt;\n'><div class='av-image-hotspot_inner'>1<\/div><div class='av-image-hotspot-pulse'><\/div><\/div><div class='av-image-hotspot av-4k9crc-99d18d106464db5e53bb6cc3ef49d058 av-image-hotspot-2 av-permanent-tooltip' data-avia-tooltip-position='left' data-avia-tooltip-alignment='top' data-avia-tooltip-class='av-tt-large-width av-tt-pos-left av-tt-align-top  av-mobile-fallback-active  av-permanent-tooltip-single  main_color av-tooltip-shadow av-tt-hotspot' data-avia-tooltip='&lt;p&gt;Porovnanie spolo\u010dnost\u00ed&lt;\/p&gt;\n'><div class='av-image-hotspot_inner'>2<\/div><div class='av-image-hotspot-pulse'><\/div><\/div><div class='av-image-hotspot av-2920yw-dd1bf214ddfbccd1fa8fbc777ec62431 av-image-hotspot-3 av-permanent-tooltip' data-avia-tooltip-position='top' data-avia-tooltip-alignment='centered' data-avia-tooltip-class='av-tt-large-width av-tt-pos-above av-tt-align-centered  av-mobile-fallback-active  av-permanent-tooltip-single  main_color av-tooltip-shadow av-tt-hotspot' data-avia-tooltip='&lt;p&gt;V\u00fdber konkr\u00e9tneho rie\u0161enia&lt;\/p&gt;\n'><div class='av-image-hotspot_inner'>3<\/div><div class='av-image-hotspot-pulse'><\/div><\/div><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1057 avia-img-lazy-loading-not-1057 avia_image' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt-1030x515.jpg\" alt='' title=''  height=\"515\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt-1030x515.jpg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt-300x150.jpg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt-768x384.jpg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt-1536x768.jpg 1536w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt-1500x750.jpg 1500w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt-705x353.jpg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2017\/02\/banner-news-alt.jpg 1600w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><div class='av-hotspot-fallback-tooltip av-image-hotspot-1 av-permanent-tooltip'><div class=\"av-hotspot-fallback-tooltip-count\">1<div class=\"avia-arrow\"><\/div><\/div><div class=\"av-hotspot-fallback-tooltip-inner clearfix\"><p>\nAnal\u00fdza potrieb<\/p>\n<\/div><\/div><div class='av-hotspot-fallback-tooltip av-image-hotspot-2 av-permanent-tooltip'><div class=\"av-hotspot-fallback-tooltip-count\">2<div class=\"avia-arrow\"><\/div><\/div><div class=\"av-hotspot-fallback-tooltip-inner clearfix\"><p>\nPorovnanie spolo\u010dnost\u00ed<\/p>\n<\/div><\/div><div class='av-hotspot-fallback-tooltip av-image-hotspot-3 av-permanent-tooltip'><div class=\"av-hotspot-fallback-tooltip-count\">3<div class=\"avia-arrow\"><\/div><\/div><div class=\"av-hotspot-fallback-tooltip-inner clearfix\"><p>\nV\u00fdber konkr\u00e9tneho rie\u0161enia<\/p>\n<\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-20g0kn-78aac0fe418f32ac21638b8416482fbc\">\n.avia-section.av-20g0kn-78aac0fe418f32ac21638b8416482fbc{\nbackground-color:#ffffff;\nbackground-image:unset;\n}\n.avia-section.av-20g0kn-78aac0fe418f32ac21638b8416482fbc .av-extra-border-element .av-extra-border-inner{\nbackground-color:#ffffff;\n}\n<\/style>\n<div id='av_section_6'  class='avia-section av-20g0kn-78aac0fe418f32ac21638b8416482fbc main_color avia-section-large avia-no-border-styling  avia-builder-el-70  el_after_av_section  el_before_av_section  avia-bg-style-scroll av-arrow-down-section container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-jw8yxz-41c400784e9a4ce2433b1d35d154f081 sc-av_three_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jw8yxz-41c400784e9a4ce2433b1d35d154f081\">\n.flex_column.av-jw8yxz-41c400784e9a4ce2433b1d35d154f081{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-jw8yxz-41c400784e9a4ce2433b1d35d154f081 av_three_fifth  avia-builder-el-71  el_before_av_two_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><div  class='av-hotspot-image-container av-jtn1rr-28561707226dbde37726d9695ed06efd  avia-builder-el-72  avia-builder-el-no-sibling  av-hotspot-numbered av-permanent-tooltip avia_animated_image avia_animate_when_almost_visible fade-in av-mobile-fallback-active  av-non-fullwidth-hotspot-image'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class='av-hotspot-container'><div class='av-hotspot-container-inner-cell'><div class='av-hotspot-container-inner-wrap'><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3358 avia-img-lazy-loading-not-3358 avia_image' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Callcentrum-1030x686.jpg\" alt='' title='Callcentrum'  height=\"686\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Callcentrum-1030x686.jpg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Callcentrum-300x200.jpg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Callcentrum-768x512.jpg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Callcentrum-705x470.jpg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Callcentrum.jpg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jbn78n-6479b11b301ef7338306e644c58d34cd\">\n.flex_column.av-jbn78n-6479b11b301ef7338306e644c58d34cd{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-jbn78n-6479b11b301ef7338306e644c58d34cd av_two_fifth  avia-builder-el-73  el_after_av_three_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a\">\n#top .av-special-heading.av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a{\npadding-bottom:0;\ncolor:#000000;\nfont-size:30px;\n}\nbody .av-special-heading.av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a .special-heading-inner-border{\nborder-color:#000000;\n}\n.av-special-heading.av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1wuatj-dbd6b57927a7b15e5a7c02834c24c02a av-special-heading-h3 custom-color-heading blockquote modern-quote  avia-builder-el-74  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Naj\u010dastej\u0161ie chyby v \u017eivotnom poisten\u00ed<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ixstvr-78aaedb20bd03510976c6a22c6567889\">\n#top .hr.av-ixstvr-78aaedb20bd03510976c6a22c6567889{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-ixstvr-78aaedb20bd03510976c6a22c6567889 .hr-inner{\nwidth:50px;\nborder-color:#000000;\n}\n<\/style>\n<div  class='hr av-ixstvr-78aaedb20bd03510976c6a22c6567889 hr-custom  avia-builder-el-75  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-1uv4bj-e24920f4143dc97cbea3b5444fc421d4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><ul data-start=\"2588\" data-end=\"2711\">\n<li data-start=\"2588\" data-end=\"2609\">\n<p data-start=\"2590\" data-end=\"2609\">pr\u00edli\u0161 n\u00edzke krytie<\/p>\n<\/li>\n<li data-start=\"2610\" data-end=\"2640\">\n<p data-start=\"2612\" data-end=\"2640\">poistenie nastaven\u00e9 \u201eod oka\u201c<\/p>\n<\/li>\n<li data-start=\"2641\" data-end=\"2669\">\n<p data-start=\"2643\" data-end=\"2669\">star\u00e1 zmluva na nov\u00fd \u017eivot<\/p>\n<\/li>\n<li data-start=\"2670\" data-end=\"2711\">\n<p data-start=\"2672\" data-end=\"2711\">poistenie, ktor\u00e9 kryje v\u0161etko\u2026 ale m\u00e1lo<\/p>\n<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-iekqrb-bd4a1231278080861d4ebcb8954d1990\">\n#top .hr.hr-invisible.av-iekqrb-bd4a1231278080861d4ebcb8954d1990{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-iekqrb-bd4a1231278080861d4ebcb8954d1990 hr-invisible  avia-builder-el-77  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bhkm88-438d010116674c9f3c56b84cbd3853b5\">\n.avia-section.av-bhkm88-438d010116674c9f3c56b84cbd3853b5{\nbackground-color:#f8f8f8;\nbackground-image:unset;\n}\n.avia-section.av-bhkm88-438d010116674c9f3c56b84cbd3853b5 .av-extra-border-element .av-extra-border-inner{\nbackground-color:#f8f8f8;\n}\n<\/style>\n<div id='av_section_7'  class='avia-section av-bhkm88-438d010116674c9f3c56b84cbd3853b5 main_color avia-section-large avia-no-border-styling  avia-builder-el-78  el_after_av_section  el_before_av_one_full  avia-bg-style-scroll av-arrow-down-section container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-9pkazc-3355b3eca2f68ec9e6ad11e83d58eac4 sc-av_two_fifth av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9pkazc-3355b3eca2f68ec9e6ad11e83d58eac4\">\n.flex_column.av-9pkazc-3355b3eca2f68ec9e6ad11e83d58eac4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-9pkazc-3355b3eca2f68ec9e6ad11e83d58eac4 av_two_fifth  avia-builder-el-79  el_before_av_three_fifth  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d\">\n#top .av-special-heading.av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d .av-subheading{\nfont-size:14px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-mkcl6kza-693ba8af3c31eeee81d850fa8f07e68d av-special-heading-h3 blockquote modern-quote  avia-builder-el-80  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >M\u00e1\u0161 u\u017e poistenie? Zisti, \u010di naozaj funguje.<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7dm6oo-633e5e02755e79dd7d10590740eacb51\">\n#top .hr.av-7dm6oo-633e5e02755e79dd7d10590740eacb51{\nmargin-top:30px;\nmargin-bottom:30px;\n}\n.hr.av-7dm6oo-633e5e02755e79dd7d10590740eacb51 .hr-inner{\nwidth:50px;\nborder-color:#000000;\n}\n<\/style>\n<div  class='hr av-7dm6oo-633e5e02755e79dd7d10590740eacb51 hr-custom  avia-builder-el-81  el_after_av_heading  el_before_av_textblock  hr-left hr-icon-no'><span class='hr-inner inner-border-av-border-fat'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-mkcl6ykf-472f13e7eec03871f64af09b3658c2a7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p data-start=\"76\" data-end=\"334\">Audit \u017eivotn\u00e9ho poistenia ti uk\u00e1\u017ee, \u010di by zmluva v kr\u00edze pomohla \u2013 alebo by si bol nepr\u00edjemne prekvapen\u00fd.<\/p>\n<p data-start=\"3032\" data-end=\"3050\">\u010co audit obsahuje:<\/p>\n<ul data-start=\"3051\" data-end=\"3131\">\n<li data-start=\"3051\" data-end=\"3067\">\n<p data-start=\"3053\" data-end=\"3067\">kontrolu kryt\u00ed<\/p>\n<\/li>\n<li data-start=\"3068\" data-end=\"3094\">\n<p data-start=\"3070\" data-end=\"3094\">zrozumite\u013en\u00e9 vysvetlenie<\/p>\n<\/li>\n<li data-start=\"3095\" data-end=\"3131\">\n<p data-start=\"3097\" data-end=\"3131\">odpor\u00fa\u010dania (bez povinnosti zmeny)<\/p>\n<\/li>\n<\/ul>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-mkdttirr-3a5c7a6cc6601f333cca22298bd8a19d-wrap avia-button-center  avia-builder-el-83  el_after_av_textblock  el_before_av_hr '><a href='https:\/\/www.svet-financii.sk\/?page_id=632'  class='avia-button av-mkdttirr-3a5c7a6cc6601f333cca22298bd8a19d av-link-btn avia-icon_select-yes-left-icon avia-size-x-large avia-position-center avia-color-orange'   aria-label=\"Chcem audit poistenia\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='check' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"32\" viewBox=\"0 0 21 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-8' aria-describedby='av-svg-desc-8' role=\"graphics-symbol\">\n<title id='av-svg-title-8'>Check<\/title>\n<desc id='av-svg-desc-8'>Check<\/desc>\n<path d=\"M7.968 27.2q-1.088 0-1.792-0.896l-5.76-7.552q-0.512-0.768-0.384-1.664t0.832-1.472 1.632-0.448 1.504 0.896l3.776 4.928 9.472-15.168q0.512-0.768 1.376-0.96t1.696 0.256q0.768 0.512 0.96 1.376t-0.256 1.696l-11.2 17.92q-0.64 1.024-1.792 1.024z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Chcem audit poistenia<\/span><\/a><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kk63c-e7d758c0365ea34a9d8d8ae010f38e94\">\n#top .hr.hr-invisible.av-kk63c-e7d758c0365ea34a9d8d8ae010f38e94{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-kk63c-e7d758c0365ea34a9d8d8ae010f38e94 hr-invisible  avia-builder-el-84  el_after_av_button  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3n6ako-760539d78aa71afc8c2bd5ec649e106d\">\n.flex_column.av-3n6ako-760539d78aa71afc8c2bd5ec649e106d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3n6ako-760539d78aa71afc8c2bd5ec649e106d av_three_fifth  avia-builder-el-85  el_after_av_two_fifth  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><div  class='av-hotspot-image-container av-mkcl9hc1-032b210ec1ec0160d9932f4c25dddb52  avia-builder-el-86  avia-builder-el-no-sibling  av-hotspot-numbered av-permanent-tooltip avia_animated_image avia_animate_when_almost_visible fade-in av-mobile-fallback-active  av-non-fullwidth-hotspot-image'  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class='av-hotspot-container'><div class='av-hotspot-container-inner-cell'><div class='av-hotspot-container-inner-wrap'><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3451 avia-img-lazy-loading-not-3451 avia_image' src=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Deti-6-1030x589.jpeg\" alt='' title='Deti 6'  height=\"589\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Deti-6-1030x589.jpeg 1030w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Deti-6-300x172.jpeg 300w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Deti-6-768x439.jpeg 768w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Deti-6-705x403.jpeg 705w, https:\/\/www.svet-financii.sk\/wp-content\/uploads\/2026\/01\/Deti-6.jpeg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/div><\/div><\/div><!-- close content main div --><\/div><div class='av-extra-border-element border-extra-arrow-down'><div class='av-extra-border-outer'><div class='av-extra-border-inner'><\/div><\/div><\/div><\/div><div id='after_section_7'  class='main_color av_default_container_wrap container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3464'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-30ngrc-859f49f52c1d5f9339e50ecf2deeef59 av_one_full  avia-builder-el-87  el_after_av_section  avia-builder-el-no-sibling  first flex_column_div  '     ><section  class='av_textblock_section av-mkcmu9pv-7657cbb98ae29dd99a602ffa87908393 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h4 style=\"text-align: center;\">Poistenie nem\u00e1 by\u0165 stra\u0161iak. M\u00e1 by\u0165 istota.<\/h4>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-mkcmwjjf-0ccb9031e4813f8621df1205dd6af352-wrap avia-button-center  avia-builder-el-89  el_after_av_textblock  el_before_av_textblock '><a href='https:\/\/www.svet-financii.sk\/?page_id=632'  class='avia-button av-mkcmwjjf-0ccb9031e4813f8621df1205dd6af352 av-link-btn avia-icon_select-yes-left-icon avia-size-x-large avia-position-center avia-color-orange'   aria-label=\"Chcem konzult\u00e1ciu pre zabezpe\u010denie pr\u00edjmu\"><span class='avia_button_icon avia_button_icon_left avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='thumbs-up' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"32\" viewBox=\"0 0 26 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-9' aria-describedby='av-svg-desc-9' role=\"graphics-symbol\">\n<title id='av-svg-title-9'>Thumbs-up<\/title>\n<desc id='av-svg-desc-9'>Thumbs-up<\/desc>\n<path d=\"M18.624 11.84q0.064 0.192 1.856 0.416t3.456 0.768 1.664 1.504q0 2.304-1.952 9.088t-3.424 6.784q-4.608 0-9.216-1.344t-4.608-2.816v-10.944q0-0.448 0.48-1.088t1.472-1.44 1.696-1.312 1.984-1.376 1.472-0.992q1.6-1.088 3.328-3.2t2.72-3.328 1.312-0.832q1.536 2.432 0.928 4.384t-1.888 3.808-1.28 1.92zM4.8 11.968q0.448 0 0 0.448-1.6 1.6-1.6 3.328v10.176q0 1.6 1.664 3.328 0.32 0.32-0.064 0.32-0.832 0-1.76-0.256t-1.984-1.44-1.056-3.168v-7.744q0-1.984 1.056-3.2t2.016-1.504 1.728-0.288z\"><\/path>\n<\/svg><\/span><span class='avia_iconbox_title' >Chcem konzult\u00e1ciu pre zabezpe\u010denie pr\u00edjmu<\/span><\/a><\/div><br \/>\n<section  class='av_textblock_section av-mkcmx2ht-484d660b02471a0d4082832283d177cf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">Bez n\u00e1tlaku. Bez z\u00e1v\u00e4zkov. Bez nezrozumite\u013en\u00fdch slov.<\/p>\n<\/div><\/section><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3929,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-3464","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=\/wp\/v2\/pages\/3464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3464"}],"version-history":[{"count":5,"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=\/wp\/v2\/pages\/3464\/revisions"}],"predecessor-version":[{"id":3829,"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=\/wp\/v2\/pages\/3464\/revisions\/3829"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=\/wp\/v2\/media\/3929"}],"wp:attachment":[{"href":"https:\/\/www.svet-financii.sk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}